* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: "Arial", sans-serif;
  color: #1f2a2f;
  background-color: #f7f8f9;
  line-height: 1.6;
}

a {
  color: #0f4c81;
  text-decoration: none;
}

img {
  max-width: 100%;
  display: block;
  object-fit: cover;
}

header {
  background-color: #ffffff;
  border-bottom: 1px solid #e1e4e8;
}

.nav-bar {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding: 24px 6%;
  gap: 20px;
}

.brand {
  font-size: 1.4rem;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
  justify-content: flex-end;
}

.ad-label {
  font-size: 0.85rem;
  color: #5b6a72;
  padding: 4px 10px;
  border: 1px solid #d7dbe0;
  border-radius: 999px;
}

.main {
  display: flex;
  flex-direction: column;
  gap: 40px;
  padding: 40px 6% 80px;
}

.split {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  align-items: stretch;
}

.split.reverse {
  flex-direction: row-reverse;
}

.split-content,
.split-media {
  flex: 1 1 320px;
  min-width: 280px;
}

.split-content {
  display: flex;
  flex-direction: column;
  gap: 16px;
  justify-content: center;
}

.split-content h1,
.split-content h2 {
  font-size: 2.2rem;
  line-height: 1.2;
}

.split-content h3 {
  font-size: 1.4rem;
}

.split-content p {
  font-size: 1rem;
  color: #2b3840;
}

.image-frame {
  background-color: #dfe6ea;
  border-radius: 16px;
  overflow: hidden;
  min-height: 280px;
  display: flex;
  align-items: stretch;
}

.image-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}

.button {
  background-color: #0f4c81;
  color: #ffffff;
  padding: 12px 20px;
  border-radius: 8px;
  border: none;
  font-weight: 600;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.button.secondary {
  background-color: #e5eff7;
  color: #0f4c81;
}

.cards {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.card {
  flex: 1 1 220px;
  background-color: #ffffff;
  border-radius: 16px;
  box-shadow: 0 8px 24px rgba(15, 76, 129, 0.08);
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.card-body {
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.price {
  font-weight: 700;
  color: #0f4c81;
}

.tag {
  background-color: #f0f4f7;
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 0.85rem;
  color: #3a4b55;
  align-self: flex-start;
}

.section-alt {
  background-color: #ffffff;
  padding: 36px;
  border-radius: 20px;
  box-shadow: 0 12px 30px rgba(31, 42, 47, 0.08);
}

.backdrop {
  background-image: linear-gradient(rgba(15, 24, 32, 0.68), rgba(15, 24, 32, 0.68)), url("https://images.unsplash.com/photo-1441974231531-c6227db76b6e?w=1400&q=80");
  background-size: cover;
  background-position: center;
  color: #f5f7f8;
}

.backdrop p,
.backdrop h2,
.backdrop a {
  color: #f5f7f8;
}

.split-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.form-card {
  background-color: #ffffff;
  padding: 28px;
  border-radius: 18px;
  box-shadow: 0 12px 30px rgba(31, 42, 47, 0.12);
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.form-card label {
  font-weight: 600;
  color: #2b3840;
}

.form-card input,
.form-card select {
  padding: 12px 14px;
  border-radius: 8px;
  border: 1px solid #ccd4da;
  background-color: #f9fbfc;
}

.inline-cta {
  font-weight: 600;
  color: #0f4c81;
}

.sticky-cta {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 10;
  box-shadow: 0 10px 22px rgba(15, 76, 129, 0.25);
}

.footer {
  padding: 36px 6% 60px;
  background-color: #101820;
  color: #f2f4f5;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.footer a {
  color: #d1e6f5;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.disclaimer {
  font-size: 0.9rem;
  color: #ced6db;
}

.cookie-banner {
  position: fixed;
  left: 20px;
  bottom: 20px;
  background-color: #ffffff;
  border-radius: 16px;
  padding: 18px;
  max-width: 320px;
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.12);
  display: none;
  flex-direction: column;
  gap: 12px;
  z-index: 12;
}

.cookie-actions {
  display: flex;
  gap: 10px;
}

.notice {
  font-size: 0.92rem;
  color: #4a5a62;
}

.meta-box {
  padding: 18px;
  border-radius: 14px;
  background-color: #f0f6fb;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.centered {
  text-align: center;
}

@media (max-width: 780px) {
  .nav-bar {
    flex-direction: column;
    align-items: flex-start;
  }

  .split-content h1,
  .split-content h2 {
    font-size: 1.8rem;
  }

  .sticky-cta {
    right: 14px;
    bottom: 14px;
  }
}